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The UK Government sets the maximum tuition fee that universities in England can charge students studying a undergraduate course. This means that, in most cases, you’ll pay the same tuition fee regardless of which university you choose.

You can apply for a Tuition Fee Loan from Student Finance England, which is paid directly to your university, so you won’t need to pay your tuition fees upfront.

UK
Full-time  £9,790 per year 2026-27

Foundation Year
Full-time  Between £5,760 - 9,790 per year 2026-27

*UK tuition fees are subject only to annual increase in line with UK Retail Price Index (RPI) inflation rate and increases permitted by the UK Government.

International
Full-time £14,900 per year

What is a student loan?

Tuition fee loan

Tuition fees cover the cost of your course. For eligible UK students, the government pays a tuition fee loan directly to the university, so you won't need to pay anything upfront.

All UK full-time students can apply for a tuition fee loan regardless of household income. If you normally live in England, you'll need to apply through Student Finance England, who will assess your eligibility and that of your chosen course before paying your tuition fees directly to the university.

If you normally live in Scotland, Wales or Northern Ireland, different student finance arrangements apply.

Full-time tuition fees apply for the relevant academic year, while part-time fees are charged per 20 credits studied unless otherwise stated. UK tuition fees are subject to annual increases in line with the UK Retail Price Index (RPI) inflation rate and any increases permitted by the UK Government.

Maintenance loan

A maintenance loan is paid directly to you. This is to help with living costs like accommodation, food and travel. The amount you receive will depend on your household income and whether you live away or at home.

Your maintenance loan will be based on your parents' income up to the age of 25, unless:

  • You're married or in a civil partnership

  • You care for a person aged under 18

  • You have been financially independent for three years

  • You spent at least 13 weeks in foster care before you turned 16

  • You've had no contact with your parents for over a year

That means even if you've moved out, your maintenance loan may still be based on your parents' income up to the age of 25.

Find out more on GOV.UK.

Frequently Asked Questions

How do I apply for a student loan?

You should apply for your student loan as soon as you've applied to study at university. The application process varies depending on where you live in the UK.

For full details and to submit an application visit the relevant website below:

What if you're over 25 years old?

If you are aged 25 or over when your course starts, you are usually classed as an independent student. This means your maintenance loan will not be based on your parents’ household income.

Instead, your entitlement is assessed based on your own circumstances. If you have a spouse, civil partner or live with a partner, their income may be taken into account. Your parents’ income is not included.

What if you've had a student loan before?

If you have previously studied at university and had student finance, this could affect how many years of tuition fee loans you are entitled to.

You're allowed an additional year of tuition fee loans. That means if you are completing a three year degree, you could get up to four years of funding. However, any previous years of study will be subtracted from that.

For example, if you're applying for a three year degree but previously completed two years of another degree, you'll only be entitled to a maximum of two further years of tuition fee loans.

This does not apply to NHS funded courses.

If you stopped your previous degree for serious personal reasons (such as pregnancy, illness or bereavement), you may still be able to get funding for your full course. Visit the GOV.UK website to find out more.

Repaying student loans

Repaying your student loan: How much you repay - GOV.UK

Some student loans need to be repaid:

  • Tuition Fee Loan
  • Maintenance Loan

You won't start repaying these loans until after you graduate, and your income exceeds the threshold for repayments.

You do not need to pay back other student finance, for example grants and bursaries.

Generally the earliest you’ll start repaying is:

  • the April after you leave your course
  • the April four years after the course started if you’re studying part-time and your course is longer than four years

Your repayments automatically stop if either:

  • you stop working
  • your income goes below the threshold

Income thresholds

Tuition Fee Loans are paid back after you finish your course and you are earning over £27,295 a year, £2,274 a month or £524 a week (before tax and other deductions).

Repayments are only ever based on your income. Parental/partner income is not included.

There are a number of different student finance arrangements, called Plans. Most new undergraduate students will be funded by Student Finance England and will be on Plan 5.

Each Plan has a different income threshold for repayments. Once you earn more than the threshold, you will start to repay your student loans:

  • Plan 1 (funding from Student Finance Northern Ireland): £26,065
  • Plan 2 (funding from Student Finance England or Student Finance Wales; course started between 1 September 2012 and 31 July 2023): £28,470
  • Plan 3 (postgraduate loans, see our page about postgraduate student finance)
  • Plan 4 (funding from Student Awards Agency Scotland): £32,745
  • Plan 5 (funding from Student Finance England; course started after 1 August 2023): £25,000

You’ll repay 9% of your income over the threshold if you’re on Plan 1, 2, 4 or 5.

Examples for Plan 5 students are:

Yearly Gross Income Monthly Salary 9% Contribution (Yearly) 9% Contribution (Monthly)
£25,000 £2,083 £0 £0
£27,000 £2,250 £180 £15
£30,000 £2,500 £450 £37.50
£45,000 £3,750 £1,800 £150

There is no upper limit for repayments.

Interest

Current interest rates can be found here: Repaying your student loan: How much you repay - GOV.UK

Scholarships

We believe that cost shouldn’t be a barrier to higher education. That’s why we offer a range of scholarships and financial support to help make studying more affordable. Depending on your circumstances and eligibility, a scholarship can reduce the amount you pay towards your tuition fees, making it easier to take the next step towards achieving your goals.

Masters Scholarship Programme


Masters Scholarship Programme

UCLan London provides several scholarships each year across our three postgraduate intakes. All applicants are offered the chance to receive a scholarship of up to 50% off their Master's Degree. To enter applicants must write 750 words or more about their previous degree, particular area(s) of interest within the field of business, and why they wish to study for a postgraduate degree.

Please send all entries to scholarships@london.uclan.ac.uk with the subject: UCLan London MSP - <Application ID> - <Full Name>.

Please ensure you have submitted your application for admission before sending your scholarship application.

Intake

Deadline for Consideration

September:

September 7th 2026

January

January 4th 2027

May:

April 26th 2027

This scholarship is not available for international students. 

Top Achievers

Scholarships of £2,000 are available for the overall Top Achievers in Year 0 (Foundation Year), Year 1 and Year 2.

The winners are presented with their scholarships during our Top Achievers event which is hosted twice a year. The scholarship is applied to tuition fees for the next academic year.

Undergraduate Merit Scholarship

Undergraduate Merit Scholarship

Our Undergraduate Merit Scholarship is open to undergraduate students from the UK (and eligible EU/EEA students) who achieve 120 UCAS tariff points from A Levels, BTEC or equivalent qualifications.

Who is it for?

UK or eligible EU students studying a full-time undergraduate degree.

How much is it worth?

£1,000.

How do I apply?

You’ll automatically receive the Undergraduate Merit Scholarship if you meet the eligibility criteria and register as a UCLan London student.

UCLan London Alumni Scholarship

All alumni of UCLan London will be offered a £2,000 scholarship if they wish to continue their studies at UCLan London.

Master’s Entry Scholarship

Any applicant who has achieved a First Class honours degree from a university in the UK will be offered a £1,000 scholarship upon admission.